1. If you have not earned the maximum amount allowed to be contributed to an IRA ($5,000 in 2012), can you still contribute that amount? Updated: February 03, 2012
2. Can you split your yearly IRA contribution (e.g., part in a traditional IRA and part in a Roth IRA)? Updated: February 03, 2012
3. Can someone who has a W-2 with $5,000 deducted for a 401(k) contribution also contribute $48,000 to a SEP (simplified employee pension) in his own LLC (limited liability company)? Updated: February 03, 2012
4. How do I get less FICA tax taken out of my paycheck? Updated: February 03, 2012
5. How can I take advantage of the advance Earned Income Tax Credit (EITC) if I'm currently unemployed? Updated: February 03, 2012
6. If I do not use my credit card, do I need to pay a fee? Updated: February 03, 2012
7. How does your age determine the amount of your Social Security benefits? Updated: February 03, 2012
8. My husband started receiving Social Security at age 62. When I am 62, can I start collecting spousal Social Security while I continue to work and then when I am 66, can I switch to collecting on my own work record which will be higher then? Updated: February 03, 2012
9. What are the effects of global financial crisis on the telecommunications industry? Updated: February 03, 2012
10. After I retire and draw from my 403(b) plan, can I deposit money in a Roth IRA, even though I will be older than 65 years of age? How much can I deposit each year? Is it tax deductible? Updated: February 03, 2012
11. What would be the best way to invest since CD rates are low, savings rates are low, and the stock market seems too risky? Updated: February 03, 2012
12. I enrolled in the wrong type of health care coverage. Is there a way out of it? We can't afford it. Updated: February 03, 2012
13. I've heard that next year will be a really bad year for investments. Should I pull the money in my 401(k) out of stocks and put it elsewhere? If so, where? I'm 30 years old. Updated: February 03, 2012
14. How do you determine your required minimum distribution (RMD) from retirement savings plans? Updated: February 03, 2012
15. What are the income restrictions to qualify for a deductible traditional IRA? Updated: February 03, 2012
16. What are the income restrictions to qualify to contribute to a Roth IRA? Updated: February 03, 2012
17. What are the minimum and maximum amounts that can be saved each year in an IRA? Updated: February 03, 2012
18. My mother recently had a stroke and requires constant care, which is taken care of. Her home is up for sale. Once the home sells, would she be allowed to gift any of the money to her grandchildren? If so, is it a $16,000 per year limit? She is 84. Updated: February 03, 2012
19. What were traditional IRA contribution limits for an individual and non-working spouse for the years 1986-2000? Also, when did Roth IRAs begin, and what has been their contribution limit history? Updated: February 03, 2012
20. Was the $8,000 first-time home buyer tax credit extended beyond 2009? Updated: February 03, 2012
21. How does losing a job affect your income taxes? Updated: February 03, 2012
22. Can my credit card company increase the fixed rate on my MasterCard? Updated: February 03, 2012
23. What is "Cash for Clunkers?" Updated: February 03, 2012
24. I'm going to be 62 and would like to collect Social Security and continue working part time. My wife has a full-time job, and we gross around $70,000 a year. Explain how the earnings limit on Social Security benefits works at age 62 and when I'm older. Updated: February 03, 2012
25. I live in a condo and the developer went bankrupt. The association is broke and monthly fees are up to $320 without a clubhouse or pool. I am also $100,000 upside down on my mortgage and just barely hanging on. Should I just walk away? Updated: February 03, 2012
26. My husband and I have no equity in our house due to declining home values but would like to move into a larger home. Since it is nearly impossible to sell our house right now, are there any programs out there to "trade" the bank for a bank-owned property? Updated: February 03, 2012
27. What provisions did the 2009 economic stimulus bill have? Updated: February 03, 2012
28. Can someone without children claim his disabled and elderly mother, who lives with him, for an earned income tax credit? Updated: February 03, 2012
29. Should I continue funding my 401(k) during a recession/bear market? Most of it is in stock and I hope to retire in seven years. Updated: February 03, 2012
30. What can teens do to help their family and others during a financial crisis? Updated: February 03, 2012

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