1. What should a good budget include, and what are the limitations of budgeting? Published: March 08, 2010
2. What is a normal fee for a credit counseling debt management program? Published: February 08, 2010
3. What is negative amortization on a mortgage? Published: October 09, 2009
4. What is the statute of limitations on the collection of debt in various states? Published: October 08, 2009
5. I just got a raise and have an extra $100 a month to put toward my debt on six credit cards. Which credit card should get the extra $100: the one with the highest interest rate or the one with the smallest balance? Published: October 08, 2009
6. Can you go to jail for not paying your debts? Published: October 05, 2009
7. Where can I get information on mortgage extension? Published: October 02, 2009
8. How much debt is too much? Published: October 01, 2009
9. What is the harm to my credit score if I take a student loan and pay it back? Is the risk only in missing payments and accruing debt, or will it affect my credit even if I pay on time? Published: July 15, 2009
10. I am a student, and I owe the IRS money. If I open a checking and savings account, can the IRS touch the money in my accounts because I owe them money? Published: July 14, 2009
11. What is the maximum amount of my $10,000 credit card line that I should charge to maintain a good credit score? Published: May 27, 2009
12. What happens when a person does not pay their credit card balances? What are charge-offs? Is that the same as collection? Do you still have to pay a charge-off? Published: May 27, 2009
13. When someone dies, what happens to their debts if there is no money in the estate to pay them and no heirs? Published: March 30, 2009
14. What is the best way to get a credit card company to lower or freeze my interest rate so I can pay them off? If they offer me a settlement, will this hurt my credit score? Published: March 30, 2009
15. I’m about to pay off my credit cards. I want to cancel the cards, except for one or two. Can this affect my credit? Published: March 30, 2009
16. I have a balance of $7,000 on a credit card with a 19% interest rate. My other credit card has no balance with an interest rate of 9%. If I transfer the balance to the 9% card, would this transfer cause a hit on my credit report? Published: March 30, 2009
17. I currently have $10,000 in credit card debt. Is consolidating my credit card balances a good idea? Published: March 30, 2009
18. What happens when people can't pay the property taxes on their home? Published: March 30, 2009
19. Can a credit card company attach a lien to a house that has no mortgage because the debtor can no longer afford to pay the minimum payments? Published: March 30, 2009
20. I owe back taxes. I'm paying by installment. Can firms advertising that they can reduce or eliminate my taxes really help? Published: January 15, 2009
21. What is debt-shifting, and how can it save me money? Published: March 26, 2008
22. What is Chapter 12 bankruptcy? Published: March 26, 2008
23. Is it possible to turn monthly debt payments into a significant amount of savings once my debt gets paid off? Published: March 25, 2008
24. Can you provide a simple calculation to indicate when credit use is getting out of hand? Published: March 25, 2008
25. What are some ways to save money on debt repayment? Published: March 21, 2008
26. What's the difference between debt and a deficit? Published: November 07, 2007

Didn't find what you were looking for? Try asking one of our Experts.