1. Is it ever good for a co-op to have long-term debt? Updated: February 04, 2011
2. What should a good budget include, and what are the limitations of budgeting? Updated: March 08, 2010
3. What is a normal fee for a credit counseling debt management program? Updated: February 08, 2010
4. What is negative amortization on a mortgage? Updated: October 09, 2009
5. What is the statute of limitations on the collection of debt in various states? Updated: October 08, 2009
6. I just got a raise and have an extra $100 a month to put toward my debt on six credit cards. Which credit card should get the extra $100: the one with the highest interest rate or the one with the smallest balance? Updated: October 08, 2009
7. Can you go to jail for not paying your debts? Updated: October 05, 2009
8. Where can I get information on mortgage extension? Updated: October 02, 2009
9. How much debt is too much? Updated: October 01, 2009
10. What is the harm to my credit score if I take a student loan and pay it back? Is the risk only in missing payments and accruing debt, or will it affect my credit even if I pay on time? Updated: July 15, 2009
11. I am a student, and I owe the IRS money. If I open a checking and savings account, can the IRS touch the money in my accounts because I owe them money? Updated: July 14, 2009
12. What is the maximum amount of my $10,000 credit card line that I should charge to maintain a good credit score? Updated: May 27, 2009
13. What happens when a person does not pay their credit card balances? What are charge-offs? Is that the same as collection? Do you still have to pay a charge-off? Updated: May 27, 2009
14. When someone dies, what happens to their debts if there is no money in the estate to pay them and no heirs? Updated: March 30, 2009
15. What is the best way to get a credit card company to lower or freeze my interest rate so I can pay them off? If they offer me a settlement, will this hurt my credit score? Updated: March 30, 2009
16. I’m about to pay off my credit cards. I want to cancel the cards, except for one or two. Can this affect my credit? Updated: March 30, 2009
17. I have a balance of $7,000 on a credit card with a 19% interest rate. My other credit card has no balance with an interest rate of 9%. If I transfer the balance to the 9% card, would this transfer cause a hit on my credit report? Updated: March 30, 2009
18. I currently have $10,000 in credit card debt. Is consolidating my credit card balances a good idea? Updated: March 30, 2009
19. What happens when people can't pay the property taxes on their home? Updated: March 30, 2009
20. Can a credit card company attach a lien to a house that has no mortgage because the debtor can no longer afford to pay the minimum payments? Updated: March 30, 2009
21. I owe back taxes. I'm paying by installment. Can firms advertising that they can reduce or eliminate my taxes really help? Updated: January 15, 2009
22. What is debt-shifting, and how can it save me money? Updated: March 26, 2008
23. What is Chapter 12 bankruptcy? Updated: March 26, 2008
24. Is it possible to turn monthly debt payments into a significant amount of savings once my debt gets paid off? Updated: March 25, 2008
25. Can you provide a simple calculation to indicate when credit use is getting out of hand? Updated: March 25, 2008
26. What are some ways to save money on debt repayment? Updated: March 21, 2008
27. What's the difference between debt and a deficit? Updated: November 07, 2007

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