It is very important to review your policy every year and to contact your insurance agent to update your policy before a disaster occurs! A good rule of thumb is to be sure your coverage amount is always at least 80% of the current replacement cost of your home. Otherwise, you may not be paid the full cost of replacing even a partial loss.
FAQ #26229
Have a question? Try asking one of our Experts
I purchased my homeowner’s policy several years ago. How do I know when I need to update it?
Have a specific question? Try asking one of our Experts
Unlike most other resources on the web, we have experts from Universities around the country ready to answer your questions.
This resource area was created by the: community
Resource Area Feeds
In This Resource Area
Resources
- Build a flood dike 4-minute demonstration by Dr. Ken Hellevang, North Dakota State University Extension Engineer.
- Coastal Hazards documents in the National Sea Grant Library.
- FloodSmart.gov is the official National Flood Insurance Program Web site. Can flooding affect your community?
- DisasterAssistance.gov consolidates disaster assistance information on one Web site.
- Snow/Ice preparedness information.
- Influenza preparedness information.