Consumers can request a free copy of their credit report annually from each of the “big three” credit reporting agencies (Equifax, Experian, and TransUnion) through a centralized source developed to provide information and fill orders for free annual credit reports. Although the centralized source is a special Web site (www.annualcreditreport.com), a consumer has three options for receiving the free credit report:
1) through the Web site itself
2) via telephone by calling toll-free (877) 322-8228, and
3) by mailing a completed form to the following address:
Annual Credit Report Request Service, P.O. Box 105281, Atlanta, Georgia 30348-5281.
The form is available for downloading at the centralized source Web page: https://www.annualcreditreport.com/cra/order?mail.
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