No. A debit card only allows you to withdraw money that you previously deposited in a checking or savings account. Using a debit card is the equivalent of writing a check and subtracting the amount of the check from your account balance.
To borrow money, you will need a loan or a credit card. Creditors decide whether to lend to you (and at what interest rate) based on your history with credit (as shown in your credit report). You can get copies of your credit report from all three major agencies—Equifax, Experian, and TransUnion—for free once a year with a request to www.annualcreditreport.com.
There is one exception. Some debit cards are, at the same time, credit cards. These "hybrid" cards allow you to choose to either deduct the amount from your bank account or charge the amount to your credit account. So, in this case, you could borrow money.
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