Your local Cooperative Extension office may have classes or print materials to assist you. Rutgers Cooperative Extension has several online resources to use for budget preparation. To download a worksheet that can be completed with a pencil and a hand-held calculator, visit http://njaes.rutgers.edu/money/pdfs/fs421worksheet.pdf. To download a spending plan spreadsheet that uses pre-programmed Microsoft Excel® software to make income and expense calculations with a computer, visit http://njaes.rutgers.edu/money/templates/Spending-Plan-Template.xls. There are a variety of computer software programs that have budgeting capabilities.
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