Probably not. The only truly free credit report Web site is www.annualcreditreport.com. At this Web site, you can request one free credit report per year from each of the three major credit bureaus: Equifax, Experian, and TransUnion. With other Web sites, there is usually a catch. For example, at one widely advertised "free" credit report Web site, you can get a free credit report, but you are also enrolled in a credit monitoring service that costs $15 per month with only seven days to opt out before fees are charged. If a credit report Web site asks for your credit card number, this is a red flag that its services are not free.
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