A microloan is a very small loan to start up newly established or growing small business concerns. Banks, the Small Business Administration (SBA), and other financial entrepreneurial organizations have funds available to make loans to eligible borrowers. You need to check with your state SBA, Economic Development Departments. and nonprofit corporations in your community or state. You can also check the Web site of the Association for Enterprise Opportunity at www.microenterpriseworks.org for a listing of microloan providers in your geographic region.