1. Was the $8,000 first-time home buyer tax credit extended beyond 2009? Updated: February 03, 2012
2. I live in a condo and the developer went bankrupt. The association is broke and monthly fees are up to $320 without a clubhouse or pool. I am also $100,000 upside down on my mortgage and just barely hanging on. Should I just walk away? Updated: February 03, 2012
3. My husband and I have no equity in our house due to declining home values but would like to move into a larger home. Since it is nearly impossible to sell our house right now, are there any programs out there to "trade" the bank for a bank-owned property? Updated: February 03, 2012
4. What types of property can qualify for a reverse mortgage? Updated: August 11, 2011
5. I signed the paperwork to get a reverse mortgage last night, and now I have changed my mind. Is there anything that I can do? Updated: August 11, 2011
6. When getting a reverse mortgage, why are counseling sessions required, and who can provide them? Updated: August 11, 2011
7. Is there an easy-to-understand eXtension source of information about reverse mortgages? Updated: August 11, 2011
8. I am 62, but my husband is only 58. Can we qualify for a reverse mortgage now? Updated: August 11, 2011
9. What are the eligibility requirements for a reverse mortgage? Updated: May 31, 2011
10. What costs are involved with a reverse mortgage loan? Updated: May 26, 2011
11. I am buying a home and asked for a two-day extension on the earnest deposit. The broker said he would send papers right over to sign but never did. Instead he sold the house to a higher bidder. What are my options? Updated: April 07, 2011
12. If I pay more than the minimum to pay off my balance, will I be paying more toward the balance and less toward the interest? Updated: February 03, 2011
13. I am having trouble making my mortgage payment this month. Will my mortgage company allow me to put this month's payment on the end of the loan or just pay the interest on it? Updated: January 31, 2011
14. We have lived in our home for eight years and have never been late with payments, but I have bad credit to refinance our ARM to a fixed rate mortgage. Can I give my son the house so he can refinance the house for us? Updated: January 31, 2011
15. What happens if you can't pay your timeshare maintenance fee? Selling is not an option because there is no market. Updated: December 22, 2010
16. What financial ratios are the most important to a homeowners association? Updated: October 05, 2010
17. I plan to retire next year. I purchased a cottage two years ago with a 30-year mortgage. Should I pay $700 extra for the principal on the mortgage to pay it off in 10 years or just continue with monthly payments? Updated: July 26, 2010
18. I will retire with a substantial federal government pension. In addition, I have over $100,000 in the Thrift Savings Plan (TSP). Do you recommend paying off a home mortgage with the TSP money, and losing the IRS deduction but being debt free, or buying an annuity to generate money to pay the monthly mortgage? Updated: July 26, 2010
19. Is there anything I can do or programs that I can contact so I do not lose my house in a sheriff's sale? Updated: July 26, 2010
20. I am currently two months behind in my mortgage. I recently made a payment, and the mortgage company said they are going to return it. What should I do? Updated: May 11, 2010
21. I just received notice that my monthly mortgage payments will be raised nearly $100 due to "escrow shortage" unless a significant one-time payment is made. This will cause a lot of financial stress. What is my recourse? Updated: May 11, 2010
22. What are the most important things that people in northern states with cold winter climates can do to reduce home energy costs? Updated: January 26, 2010
23. How can I own my home "free and clear" without a mortgage before retirement? Updated: January 21, 2010
24. Why is real estate generally placed near the top of the investment risk pyramid in financial textbooks? Updated: January 21, 2010
25. Can moving to a cheaper house in retirement make up for lack of savings? Updated: January 21, 2010
26. Are there property tax reductions for retired people? Updated: January 20, 2010
27. What are some simple and inexpensive things that people can do to decrease energy consumption to save money whether they are homeowners or renters? Updated: January 20, 2010
28. What is negative amortization on a mortgage? Updated: October 09, 2009
29. Who pays more for housing: renters or homeowners? Updated: October 09, 2009
30. What do I do when my property taxes are due and I'm out of work? I have no money to pay my taxes. Updated: October 09, 2009

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