1. My husband and I pay our own health insurance because his employer does not offer coverage. Can we claim those premiums on our taxes? Updated: February 08, 2012
2. I enrolled in the wrong type of health care coverage. Is there a way out of it? We can't afford it. Updated: February 03, 2012
3. Why do I need insurance? Updated: December 15, 2011
4. What should homeowners do to claim insurance benefits after a natural disaster such as a hurricane? Updated: September 06, 2011
5. How can I protect myself from Medicare Part D fraud? Updated: September 06, 2011
6. What are the two basic types of life insurance? Updated: May 26, 2011
7. Any tips for selecting property insurance for a home and finding out which company has the best record in service? Updated: May 23, 2011
8. What kind of insurance, if any, is needed when operating a family child care home? Updated: February 02, 2011
9. What factors influence the growth of investment-linked life insurance? Updated: December 22, 2010
10. I was permanently disabled at work and received long-term disability (LTD) benefits from my employer, which were supposed to last until age 65. Without any notice, my employer sold the company, and the LTD carrier stopped paying my disability benefit. A benefits consultant advised me that my policy is non-cancellable. Is the insurance carrier still liable to pay LTD benefits to me? If so, how can I reinstate my benefits? Updated: May 11, 2010
11. My insurance at work is pre-tax. I no longer want it pre-taxed. My employer tells me it has to be. What would the reason for this be? Updated: May 11, 2010
12. Is there any software available to determine usual and customary fees for medical procedures? Our senior citizens group is interested in having this information. Updated: May 11, 2010
13. What is the difference between a peril and a hazard? How can I calculate the cost of a peril? I just need a formula or a place where I could find it online. Updated: May 11, 2010
14. Why can't employees change health insurance coverage from family to single status until the open enrollment period? I got a new job with free coverage for me and my husband will be spending an additional $3,300 because he is unable to change. What can be done about this? Updated: October 15, 2009
15. I am employed at a nonprofit with no insurance coverage. I carry a health insurance policy but am concerned that, should I become ill and unable to work, I will not be able to pay my premium and will be left with no coverage and headed for financial ruin. What are my options? Updated: October 09, 2009
16. Why do auto insurance companies check credit scores and use them to set insurance rates? Updated: October 05, 2009
17. I would like to know what the laws are regarding cancellation of pre-taxed health insurance. Updated: October 01, 2009
18. I operate a small business out of my home. Will my homeowner insurance cover me if a customer gets hurt? Updated: August 15, 2009
19. We purchased a universal life policy 23 years ago. The accumulation value and cash surrender value are decreasing, despite making monthly payments. We recently got a notice that the policy will mature in two years. What should we do? Updated: May 27, 2009
20. I am considering pre-tax health insurance from my employer as opposed to private insurance. What will pre-tax insurance actually cost me? Updated: May 26, 2009
21. Should consumers sign up for companies' extended warranties or credit life insurance when buying a "big ticket" item such as a plasma television? Updated: March 30, 2009
22. What do the acronyms SUI and SDI on my paycheck stub stand for? Updated: October 27, 2008
23. What it the best way to find health insurance for an adult child going off the parents' policy due to age (22)? Updated: October 27, 2008
24. How does co-insurance work on an insurance policy? Updated: October 27, 2008
25. Do businesses besides lenders and those who issue credit (e.g., retailers) use credit scoring? Updated: March 28, 2008
26. Is it a good idea to purchase identity theft insurance? Updated: March 26, 2008
27. What is the difference between a simple and a compound inflation rider on a long-term care insurance policy? Updated: March 25, 2008
28. What is a non-cancellable disability insurance policy? Updated: March 25, 2008
29. How do insurance companies determine whether you are eligible for disability insurance benefits? Updated: March 25, 2008
30. Is it a good idea to get credit life insurance or credit disability insurance on a loan? Updated: March 25, 2008

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