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Whether your tax refund is $500 or $3500, it can mean a real impact on your personal and financial well-being. Before you spend your refund on a big-screen TV or an iPod, try to think through your options, even the ones that aren't especially exciting or glamorous.
See full article at: http://www.ag.ndsu.edu/money/smart_uses_tax_refund_10.pdf
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