These resources are brought to you by the Cooperative Extension System and your Local Institution

Personal Finance Home

Linking Financial Strain to Marital Instability

Last Updated: March 08, 2009

View as web page


Gudmunson, C., Beutler, I., Israelsen, C., McCoy, K. & Hill, J. (2007) Linking financial strain to marital instability: examining the roles of emotional distress and marital interaction. Journal of Family and Economic Issues, 28(3), 357-376.

Brief Description: This study investigates whether individual moods or couple interactions are stronger links between financial strain and thoughts of ending a marriage. It finds that both are important. Feelings of depression and hostility are experienced individually as a result of financial strain. In stressful times, having disagreements leads to more fighting and less quality time together as a couple, often leading to thoughts of divorce.

Implications: Married couples can proactively find ways to handle disagreements before they sour the relationship. The fact that couple interactions play as big a role as individuals' feelings of depression and hostility in thoughts of divorce means that even one member of the relationship can do a lot to improve the relationship by avoiding tendencies to quarrel or withdraw when there are disagreements. Intentionally spending quality time together can have a refreshing effect that may compensate for moodiness that tends to accompany stressful financial times.

Browse related Articles by tag: personal finance, personal finance research summaries, financial security: talking about money research, financial security: money emotions research, financial security: lifestyle transitions research, financial security: managing money in tough times research


Have a specific question? Try asking one of our Experts

Unlike most other resources on the web, we have experts from Universities around the country ready to answer your questions.


View this page: