Whether you own or rent a home, manufactured home, townhouse, or condominium, a good way to protect your home against certain types of loss is homeowner's insurance. Homeowners with mortgages are required by their lenders to have homeowner's insurance. When purchasing homeowner's insurance, it is important to choose the right policy. Homeowner's policies are classified by the types of perils (any events that cause a financial loss) they cover.
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