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What is a projected cash flow statement, and what records are needed to develop one?

Last Updated: April 10, 2007

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The projected cash flow statement indicates the source and amount of income and expense activities for a given period in the future. It also shows when money will be borrowed and when it will be paid. The cash flow demonstrates the ability to repay a loan in a timely manner, something that is important to lenders.

A projected cash flow statement also functions as a planning tool. You can anticipate situations when you will not have enough money to pay your bills. Then you can make arrangements for other sources of funds to get you through cash flow crunches.

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