According to the National Flood Insurance Program, almost 25 percent of flood insurance claims come from areas with minimal risk. Structures located in high-risk flood areas have a 26 percent chance of suffering from flood damage versus a 9 percent chance of loss from fire during the period of a 30-year mortgage. Your regular homeowner's insurance will not cover damage from a flood, so if your house or its contents does sustain damage, you would not be covered for the cost of repair or replacement.
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Reduce Potential for Future Flood Damage
- Video and Audio Files on preparedness and recovery.
- Money Management in Times of Disaster Learn what you can do about your finances.
- Disaster Preparedness Make sure your family is prepared.
The Extension Disaster Education Network website provides additional resources for Extension educators.
