Almost all financial institutions charge fees to customers who use automatic teller machines (ATMs) owned by other banks or credit unions. To save money on fees, use a teller or use your own financial institution's ATM. If you must regularly take out funds elsewhere, withdraw larger amounts less often. Here's an example: a $2 fee on a $20 withdrawal is 10% of the amount withdrawn. A $2 fee on a $200 withdrawal is only 1%. Fees generally do not depend on the amount the user withdraws but, rather, the frequency with which withdrawals are made.
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