The type of insurance, if any, that you need for a family child care business needs depends on your state's regulations. Your best contact for guidance about insurance requirements is your state child care licensing agency, or the agency that registers family child care homes. For links to state licensing agencies, visit the Better Kid Care America State Child Care Licensing Regulations page.
Most local child care resource and referral agencies also have state-specific information for family child care homes, and may be able to find answers about insurance in your state. If you don't know how to contact your local CCR&R, check out the National Association of Child Care Resource and Referral agencies (NACCRRA) website to find local contact information.
