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Agricultural Disaster Preparedness Home, Floods Home

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I have homeowner’s insurance, but I’m not sure if I need or am required to purchase additional flood or additional hazard insurance. How can I find out?

Last Updated: February 07, 2008

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If you aren’t sure whether your home or business is at risk from disasters caused by natural hazards, check with your local building official, city engineer, or planning and zoning administrator. They can tell you whether you are in an area where hurricanes, floods, earthquakes, wildfires, or tornadoes are likely to occur. Your county Cooperative Extension agent can also tell you how to protect yourself, your house, business, and property from different types of hazards (e.g., earthquake, flood, hurricane).

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