It is very important to review your policy every year and to contact your insurance agent to update your policy before a disaster occurs! A good rule of thumb is to be sure your coverage amount is always at least 80% of the current replacement cost of your home. Otherwise, you may not be paid the full cost of replacing even a partial loss.
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I purchased my homeowner’s policy several years ago. How do I know when I need to update it?
Last Updated: February 07, 2008
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Reduce Potential for Future Flood Damage
- Video and Audio Files on preparedness and recovery.
- Money Management in Times of Disaster Learn what you can do about your finances.
- Disaster Preparedness Make sure your family is prepared.
The Extension Disaster Education Network website provides additional resources for Extension educators.
