These resources are brought to you by the Cooperative Extension System and your Local Institution

Personal Finance Home

What is credit card skimming?

Last Updated: March 05, 2008

View as web page


Credit card skimming, a form of identity theft, is the theft of credit card information by a dishonest employee of a legitimate merchant, manually copying down numbers, or using a magnetic stripe reader on a pocket-sized electronic device. Common scenarios for skimming are restaurants or bars where a skimmer has possession of a victim's credit card out of their immediate view. If your card is swiped through a skimmer, it will record the information contained on the electronic strip and store it or transfer it to a computer.

Instances of skimming have also been reported where the perpetrator has put a device over the card slot of a public cash machine (automated teller machine or ATM), which reads the magnetic strip as a user unknowingly passes their card through it.

We would like your feedback on this Personal Finance Frequently Asked Question.

Browse related Faqs by tag: personal finance


Have a specific question? Try asking one of our Experts

Unlike most other resources on the web, we have experts from Universities around the country ready to answer your questions.


View this page: