It is important to assess your home’s likelihood or risk of flooding. Consult the city or county zoning or building department officials to obtain information about flood-prone areas or regions of the community or area. Ask how recent the information is. If the maps are old, the flooding potential may have changed. In some cases, new housing developments and streets may have been built since the maps were created or the area zoned.
Another method to find out about your home’s flood risk is to go to http://www.floodsmart.gov and click on the "What’s Your Flood Risk?" segment. If you are in the flood zones "A" or "V", you are in the highest risk categories.
If your location has the potential for flooding, seek out more information about protecting your home and belongings and preventing damage.