* Age 59½: You can make withdrawals from tax-deferred retirement savings accounts without penalty.
* Age 62: You can begin receiving Social Security, but the amount of your benefit will be permanent.
* Age 65: The age for enrollment in Medicare. Social Security recipients are automatically enrolled, but others need to apply for coverage.
* Age 66: Full retirement age for persons born between 1943 and 1954.
* Age 67: Full retirement age for persons born in 1960 or later.
* Age 70: Maximum age for Social Security delayed retirement credits.
* Age 70½: Age at which required minimum distributions from tax-deferred retirement savings plans begin. By April 1 of the year after reaching age 70½, withdrawals must begin.
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