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What are some key ages for retirees to be aware of for retirement planning purposes?

Last Updated: March 25, 2008

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Age 59½ ? You can make withdrawals from tax-deferred retirement savings accounts without penalty.

Age 62 ? You can begin receiving Social Security, but the amount of your benefit will be permanent.

Age 65 ? The age for enrollment in Medicare. Social Security recipients are automatically enrolled, but others need to apply for coverage.

Age 66 ? Full retirement age for persons born between 1943 and 1954.

Age 67 ? Full retirement age for persons born in 1960 or later.

Age 70 ? Maximum age for Social Security delayed retirement credits.

Age 70½ ? Age at which required minimum distributions from tax-deferred retirement savings plans begin. By April 1 of the year after reaching age 70½, withdrawals must begin.

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