Information contained within your credit report is a key part of many credit scoring systems. That’s why it is critical to make sure your credit report is accurate. Federal law gives you the right to get a free copy of your credit reports from each of the three national consumer reporting companies once every 12 months.
The Fair Credit Reporting Act also gives you the right to get your credit score from the national consumer reporting companies. They are allowed to charge a reasonable fee for the score.
To order your free annual report from one or all the national consumer reporting companies and to purchase your credit score, visit www.annualcreditreport.com, call toll-free 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P. O. Box 105281, Atlanta, GA 30348-5281. You can download a copy of the form at www.annualcreditreport.com.
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