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Would you recommend that investors seek good diversification within one mutual fund family or select mutual funds from a variety of investment companies?

Last Updated: July 28, 2008

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Either way—investing with one investment company or several—is fine and can provide you with adequate diversification. You need to be careful when buying shares from a number of different mutual funds. Often, there can be a lot of overlap among fund portfolios if you buy funds with the same basic objective (e.g., growth or income). You then end up with a portfolio akin to an index fund but with the much higher expenses of actively managed mutual funds.

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