These resources are brought to you by the Cooperative Extension System and your Local Institution

Personal Finance Home

Have a question? Try asking one of our Experts

What is the difference between a financial need and a want?

Last Updated: October 27, 2008

View as web page


A need is something that you are required to have in order to meet the basic requirements of life. A want is everything else. In other words, wants are things that are nice to have but are not necessary.

Here are a few examples. A need is a car or some other form of transportation, such as a public bus, to get back and forth to work in. A want is a fancy, high-priced sports car. Similarly, you need warm clothing, including a coat, to wear during the cold winter months. A want would be a high-fashion brand label coat with a matching high price tag.

We would like your feedback on this Personal Finance Frequently Asked Question.

Browse related Faqs by tag: personal finance, budgeting


Have a specific question? Try asking one of our Experts

Unlike most other resources on the web, we have experts from Universities around the country ready to answer your questions.