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I am considering making a Roth IRA contribution this year. Can you recommend a Roth IRA investment fast, before the cut-off date? And what is that date anyway?

Last Updated: January 13, 2009

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For both traditional and Roth IRAs, the contribution deadline for any given year is April 15 of the following year. So you have until April 15, 2009, to make a Roth IRA contribution for 2008. One possible investment option is mutual funds. A helpful fund-finder tool is available at: www.kiplinger.com/tools/fundfinder/fundsearch.php. No matter where you choose to open your Roth IRA, it is easy to open the account. Call the bank or mutual fund company or brokerage firm's toll-free number and request an enrollment kit, then return it with your check. Or visit a bank or brokerage firm’s local office (even many online brokers have walk-in branches), where they can help you get started. And congratulations for making this smart financial move! We would like your feedback on this Personal Finance Frequently Asked Question.

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