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What research should I do before opening a bank savings account?

Last Updated: July 15, 2009

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Before depositing money in a savings account, be sure to compare accounts at different institutions. You can do this personally by visiting local banks or through online research. Bankrate.com (www.bankrate.com/) allows you to compare checking and savings accounts by ZIP code or by city. Make sure the bank is FDIC insured. Also, evaluate your financial goals to have a clear purpose for depositing money in a bank. Opening a savings account is an excellent way to build wealth and gain financial peace of mind.

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