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If your spouse has bad credit and you do not, will your credit be impacted? If you are in the process of divorce, are you legally responsible for his spending sprees and medical bills, and can you check his credit report?

Last Updated: March 30, 2009

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Yes, your credit will be impacted if he runs up new charges on jointly held accounts. Close all joint accounts with your soon-to-be-ex-spouse immediately. You may also want to contact the three credit bureaus and have a fraud alert attached to your credit report. If a fraud alert is attached to your credit report, a lender should contact you by phone to verify that you want to open a new account. Seek legal assistance from your divorce attorney for questions relating to the proper procedure for checking a spouse's credit report and payment of medical bills. There may be state-specific issues that your attorney may need to address as well. We would like your feedback on this Personal Finance Frequently Asked Question.

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