At this point, you probably need to consult an attorney with expertise in employment case law. The more documentation that you have to prove that your employer promised the matching 3%, the better. Unfortunately, if the employer has fallen on hard times, as evidenced by your layoff, it may be difficult to recoup the money that was promised. A lawyer can best advise you on how to proceed to attempt to recover the money. We would like your feedback on this Personal Finance Frequently Asked Question.

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