There is no one "right" answer to your question. Some key factors to consider include the lifestyle you want to support in retirement, the amount of money that you have accumulated in investment accounts, other sources of retirement income (e.g., a pension), projected life expectancy, and your personal risk tolerance level. One commonly cited guideline for moderate risk takers is to take your age and subtract it from 100 and place the resulting percentage in stocks. For example, a 75-year-old investor would hold 25% (100 - 75) of his or her investment portfolio in stock. Again, this is only a guideline, and personal factors also need to be considered. To determine your personal investment risk tolerance, see http://njaes.rutgers.edu/money/riskquiz/.
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