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What happens when companies can't afford to make pension payments to retired workers?

Last Updated: January 21, 2010

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The Pension Benefit Guarantee Corporation (PBGC) will make pension payments to workers who are eligible for defined-benefit plan pensions from a financially unsound company. Maximum payment amounts apply, so retirees may still not receive the full benefit that they were eligible for had their employer remained financially stable. Employers with defined-benefit pension plans pay premiums to the PBGC to provide the funding for this type of "insurance" on their pension payments that will become due.

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