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I was permanently disabled at work and received long-term disability (LTD) benefits from my employer, which were supposed to last until age 65. Without any notice, my employer sold the company, and the LTD carrier stopped paying my disability benefit. A benefits consultant advised me that my policy is non-cancellable. Is the insurance carrier still liable to pay LTD benefits to me? If so, how can I reinstate my benefits?

Last Updated: May 12, 2010

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You really need to talk to an attorney who specializes in workplace legal issues. The attorney would need to review your benefit documents and the specifics of your case. Look for attorneys who specialize in worker's compensation, unfair work practices, and other employment-based legal issues. We would like your feedback on this Personal Finance Frequently Asked Question.

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