You have asked an interesting "opportunity cost question," where, if you do one thing, you don't have money to do another. eXtension does not provide personal investment or financial planning recommendations, such as specific investment products or company stocks to invest in. Rather, our goal is to provide you with basic information and resources with which to make informed decisions. Consider contacting a financial adviser who can review the specifics of your total financial situation (e.g., risk tolerance, financial goals, health status, living expenses) and provide suitable investment options. We would like your feedback on this Personal Finance Frequently Asked Question.

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