You are wise to be concerned about "commingling" your finances with your fiance. You are obviously in the stronger financial position of the two of you. As long as you do not "commingle" any future debt obligations (e.g., a mortgage) with each other, you should be fine, and your credit score will remain pristine. You will not owe money for debts that he previously incurred solely in his name or with his ex-spouse, and you should not feel responsible for making any of these payments. Your only liability would be for future debts that the two of you incur together. It would probably be prudent for your future husband to pay his debt obligations from an individual account that is solely in his name. That way, your name (e.g., on a joint checking account) will never be linked with his on any creditor records pertaining to his debt. You might also want to consider a pre-nuptial agreement to address some of these issues. If so, consult a local attorney or your state's bar association to identify an attorney who specializes in family law. We would like your feedback on this Personal Finance Frequently Asked Question.

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