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What costs are involved with a reverse mortgage loan?

Last Updated: May 26, 2011

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The actual dollar amount of expenses for a reverse mortgage vary from lender to lender as they do for conventional mortgages. Common expenses borrowers will be expected to pay include:
* An appraisal fee to assess the value of their home.
* A loan origination fee payable when the loan application is submitted.
* Title insurance to protect both the lender and the borrower.
* Mortgage insurance premium.
* Attorney fees.

In addition, borrowers are expected to continue to maintain their home and property and pay required property taxes and homeowner's insurance premiums.

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