Guidelines for determining eligibility for obtaining a security clearance are defined by the U.S. Department of State. According to these guidelines, service members who carry credit debts and show signs of not meeting their financial obligations demonstrate a possible inability to protect classified information. According to the Department of State website, service members who do not work to correct financial problems “raise questions about an individual’s reliability” and are “at risk of having to engage in illegal acts to generate funds.”
Having financial problems alone does not warrant reconsideration of a service member’s security clearance under these conditions:
For additional information, reference the financial considerations of the Adjudicative Guidelines for Determining Eligibility for Access to Classified Information at state.gov/m/ds/clearances/60321.htm#f.