Annual estimated income and expenses for each budget time period are recorded on a cash flow calendar to help determine surplus or deficit situations. Effective management of cash flow can include reducing expenses during months with financial deficits, increasing income, using planned savings, using emergency savings, or borrowing.

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jeannie on 02.27.08 at 02:11 AM
Nick Broady on 03.06.08 at 09:10 PM
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