Decisions about financing long term care are often complex and difficult. Many people feel overwhelmed and do not know how to get started talking, planning, and taking action. While there are no "magic" or "right" answers, there are some key conversations to have with family members and professionals. Remember, making these decisions is a complex process and critical conversations will take time.

Conversations about financing long term care should include:

Recognizing the risks, Understanding the costs, Sorting out your goals and expectations, and Understanding financing alternatives and consequences.

For more information, visit http://www.financinglongtermcare.umn.edu/basics/creatingplan/factsheets/criticalconversations/criticalconversations1.htm