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  1. How do you determine the current value of your EE savings bonds? Published: January 13, 2009
  2. I am 22, and one of my relatives decided to give me $5,000, but he wants me to put it into an account for future use. I am very interested in using this to start my retirement account or to save for a down payment on a house. What are my best options for this money to gain a good return that I will be able to add to over the years? Published: January 13, 2009
  3. My mom is 82 and has an IRA account. She is already taking the mandatory withdrawals. What are the income tax implications if she passes away and has some funds still remaining. She is well below the federal estate tax minimum. Published: January 13, 2009
  4. If a will has been made, with inheritances specifically set for particular beneficiaries, can the executor of the will not give beneficiaries their inheritance out of spite even though the will specifically states who is to get what? If not, who will enforce this? Published: January 13, 2009
  5. What's the best peer-to-peer music download software? Published: December 12, 2008
  6. I'm confused as to whether I can have two separate bank accounts for $100,000 each with both of them being FDIC insured. In other words, is $200,000 insured? Published: December 12, 2008
  7. When the stock market is very turbulent, what should I do? Published: December 12, 2008
  8. What is a subprime loan? Published: December 12, 2008
  9. Should home mortgage holders in good standing move their mortgages from troubled mortgage companies? Published: December 12, 2008
  10. If I am eligible for public assistance or food stamps, is it taxable? Published: December 12, 2008
  11. I have recently lost my job. To adjust, what should I consider? Published: December 12, 2008
  12. What are some financial tips for someone experiencing unemployment? Published: December 12, 2008
  13. I have lost my job and am wondering what will happen if I withdraw money from my qualified retirement plan or IRA? Published: December 12, 2008
  14. What are some common financial mistakes people make in managing their money? Published: December 12, 2008
  15. I recently got caught in a layoff, and I'm trying to decide how best to shuffle my bills. Do you have some advice as to how to keep on top of things until I find employment? Published: December 12, 2008
  16. How are health and personal finances related? Published: December 12, 2008
  17. How can I save money on mortgage refinancing? Published: December 12, 2008
  18. What financial records should someone keep in a "grab and go" kit that would be needed in the event of an emergency evacuation? Published: December 12, 2008
  19. We have several accounts at a credit union. Can you explain how these accounts are insured and exactly how that process works? Published: December 12, 2008
  20. I am creating a spreadsheet to estimate future living costs. Is the Consumer Price Index the best measure of inflation? Is there any research you could point me to about the CPI, inflation, and forward estimates of purchasing value? Published: December 12, 2008
  21. Are there financial advisors or financial planners who are not tied to any insurance or financial products who can give independent advice? Published: December 12, 2008
  22. I have a balance of $17,000.00 on a car loan. I'm currently paying $439.00 per month. I would like to knock some years off this loan. How much extra should I pay on this loan to make this happen? Published: December 12, 2008
  23. I am in severe financial trouble with debts, and a friend suggested that I should file for bankruptcy. What happens when you file for bankruptcy? Published: December 12, 2008
  24. Do you have some practical rules to let me know if I am in over my head in debt? Published: December 12, 2008
  25. I currently have three credit cards, all of which are 0% interest for 12 months, but I find that monthly payments are consuming all my income. I have an amount saved up in two investment accounts that is sufficient to pay off these three credit cards. Should I go ahead and pay them off with this money? I am unsure since the credit cards are interest free. Published: November 03, 2008
  26. Can I get two free credit reports per year, one under federal law and another under my state's law? Published: October 27, 2008
  27. What do the acronyms SUI and SDI on my paycheck stub stand for? Published: October 27, 2008
  28. What is the difference between a financial need and a want? Published: October 27, 2008
  29. What is the FICA tax that is taken out of my paycheck? Published: October 27, 2008
  30. What does it mean when you have pre-tax dollar health insurance premiums deducted from your pay? Published: October 27, 2008

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