1. If I buy a used car from a private party rather than a car dealer, does the Federal Trade Commission's "Used Car Rule" apply? Published: October 09, 2009
2. Does participation in a credit counseling debt repayment plan erase a poor credit history? Published: October 09, 2009
3. Why is credit counseling required to file bankruptcy? Published: October 09, 2009
4. Is it smart to transfer a balance from one credit card to another one that is advertising no interest for a year? Published: October 08, 2009
5. What are the first steps in purchasing a home? Published: October 08, 2009
6. What is a service contract on my used car? Published: October 08, 2009
7. What are the most common types of predatory loans? Published: October 08, 2009
8. What can someone do about information in their credit report? Published: October 08, 2009
9. What is "packing" on a predatory loan contract? Published: October 08, 2009
10. What are some recommended benchmarks or guidelines for using credit wisely? Published: October 08, 2009
11. What is the statute of limitations on the collection of debt in various states? Published: October 08, 2009
12. Can you explain the advantages and disadvantages of foreign currency time deposits as an investment? Published: October 08, 2009
13. What are some tips for safe shopping from home? Published: October 08, 2009
14. What is the "Buyers Guide" that is posted on a used car? Published: October 08, 2009
15. I am overextended in terms of debt and am looking for a qualified, trustworthy professional for credit counseling. Is there an organization to consult in order to locate this type of professional? Published: October 08, 2009
16. What percentage rate is considered a good credit utilization ratio on a credit card? Published: October 08, 2009
17. How much money can someone borrow on a secured credit card? Published: October 08, 2009
18. Is it a good idea to freeze your credit? Published: October 08, 2009
19. What happens if I want to end my car lease early? Published: October 08, 2009
20. Are credit reports from commercial Web sites that advertise free credit reports really free? Published: October 08, 2009
21. What is the periodic rate on a credit card bill? Published: October 08, 2009
22. What are my rights when I lease a vehicle? Published: October 08, 2009
23. What is a "short sale?" Published: October 08, 2009
24. How does wage garnishment work? Published: October 08, 2009
25. I just got a raise and have an extra $100 a month to put toward my debt on six credit cards. Which credit card should get the extra $100: the one with the highest interest rate or the one with the smallest balance? Published: October 08, 2009
26. What are the right words to use to negotiate a lower interest rate on a credit card? Published: October 05, 2009
27. Is is possible to have too high a credit score? Published: October 05, 2009
28. Will unemployment hurt my credit score? Published: October 05, 2009
29. Is there a good resource to see how long it will take to pay off my credit card balance? Published: October 05, 2009
30. Can credit repair companies really fix up a person's bad credit history? Published: October 05, 2009

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