1. I am a 17-year-old student who is also employed. Can I apply for an auto loan without a co-signer? Published: July 15, 2009
2. What is the harm to my credit score if I take a student loan and pay it back? Is the risk only in missing payments and accruing debt, or will it affect my credit even if I pay on time? Published: July 15, 2009
3. I want to open a checking account, but I have had some credit problems in the past (i.e., late payments, penalty fees). How soon after opening a checking account can a creditor "freeze" my account? Published: July 15, 2009
4. Is investing in a credit union a better choice than investing where I have my 401(k) plan? Published: July 15, 2009
5. I need to apply for a used car loan. I already have two 401(k) loans which I could pay off, but then I wouldn't have any money for a car. What should I do? Published: July 15, 2009
6. I am 13 years of age and I would like to open a checking account. I like to give to charity, but they do not take cash. Published: July 15, 2009
7. Should a teenager get a credit card? Published: July 15, 2009
8. What research should I do before opening a bank savings account? Published: July 15, 2009
9. I am trying to find ways to pay for my college education. Can you take out a loan with a low interest rate and invest that money in a CD for the same length of time as the loan and then when the CD reaches maturity, pay the loan in full and keep the interest earned from the CD? Published: July 15, 2009
10. My wife has pre-tax health coverage at work. We can no longer afford to pay for it, but they say we cannot cancel until open enrollment. If she quits her job, how long will she have to be unemployed before she can get re-hired and have no insurance taken out? Published: July 15, 2009
11. I am a student and have two credit card debts. One is for $1,500 with a high interest rate, and the other is $1,000 with a low interest rate. I have put together $800 to pay down these credit cards. Which credit card should I pay down first? Published: July 15, 2009
12. My sister and I purchased a car together. The car dealership submitted both loan requests at the same time, so the loan companies did not know there would be two loans on the car. My sister can no longer make her payments. I have been trying to pay both loans—but am always late. One loan is $500 a month; the other is $414 a month. I am under water. What should I do? Should I allow them to repossess the car or just turn it in? Published: July 14, 2009
13. What is the appropriate asset allocation for a retiree in his 70s? Published: July 14, 2009
14. I had my mortgage modified after missing three payments. Now my payment is higher. They didn't reduce the interest rate or anything. Now they want me to sign papers that guarantee that I can make a larger monthly payment. What do I do? Published: July 14, 2009
15. My current home loan is with the Federal Housing Administration (FHA). I want to purchase another home which will become my primary residence (and I will rent out the one I am currently in). Can I apply for another FHA loan? Published: July 14, 2009
16. Are both Roth IRAs and 403(b)/401(k) plans protected from bankruptcy? Published: July 14, 2009
17. I had money in a bank (under the FDIC-insured limit) that went under. Now they tell me that I can't get it back. How can I withdraw my money? Published: July 14, 2009
18. How much does it cost to open a bank account for a child? Published: July 14, 2009
19. What is the difference between a financial institution and an insurance company? Published: July 14, 2009
20. I'm 18 years old and would like to open a savings account. Can you tell me how to choose an “ideal bank” so my savings will grow? Published: July 14, 2009
21. I'm 31 and need to make an early withdrawal from my retirement plan. How do I do it, and whom do I call? Published: July 14, 2009
22. I have lost one of my savings bonds. Is there a place I can get a copy or replacement? Published: July 14, 2009
23. I was told there is a tax savings program available for remodeling or repairing your home. I was wondering how I could find out more about this and/or sign up for it. Published: July 14, 2009
24. I am a student, and I owe the IRS money. If I open a checking and savings account, can the IRS touch the money in my accounts because I owe them money? Published: July 14, 2009
25. What is direct deposit, and where can it be used? Published: June 12, 2009
26. Is there a way to automatically record the checks that I write from my checkbook? Sometimes I forget to write them in my check register. Published: June 12, 2009
27. What provisions does the 2009 economic stimulus bill have that may affect me or my family? Published: June 01, 2009
28. I'd like to invest in a certain mutual fund but don't have enough money to meet the minimum amount to open an account. Is there a way around this? Published: May 29, 2009
29. Can an executor read a will word for word? Do they get a copy of the will? Published: May 29, 2009
30. My husband and I have been married two years. If he were to die, would the home he had before our marriage go to me or his children? Published: May 29, 2009

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